Central Credit Registers
The National Bank collects information on loans, bank accounts and financial contracts.
- The Individual Credit Register (ICR) helps lenders prevent consumer overindebtedness.
- The Corporate Credit Register (CCR) can be used by banks and market authorities to measure business indebtedness.
- The Central Point of Contact (CPC) provides information that facilitates the work of notaries and parties involved in financial investigations.
Check your loans: now also via itsme
You can consult the data registered in your name in the Individual Credit Register via the itsme application on your smartphone.
Declaration of foreign accounts to the Central Point of Contact
All Belgian residents holding foreign accounts must declare them to the Central Point of Contact (CPC) for accounts and financial contracts.
The Individual Credit Register (ICR) is changing its IT application on 1 May 2024.
As a result of this change:
- the monthly figures of the ICR for May 2024 will be published later than usual (in early July 2024).